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“I’m much more financially stable, with a longer credit history that enables me to secure business loans and financing,” Kerry explains.
“Our long credit histories allowed us to get a considerably large line of credit to use as needed for our business expenses and product manufacturing costs.
I had a very comfortable life, my daughters were either in college or just graduated, and I had the luxury of time to spend ramping it up and doing all the things it takes to start a business from scratch.”Think about what you’ve always wanted to do. You are much more likely to stick with something you love to do.
“Write down in your journal what kinds of activities you loved as a child,” encourages Hannon.
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Starting a business at an older age isn’t just about money, she emphasizes, though it can be a powerful motivator.
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Subsequently, our on-time payment history to our manufacturer allowed us to place larger orders upfront, but pay later as we sold product, which reduces costs for us.
In essence, it’s an interest-free business loan, saving us some serious money.”If you’ve established good credit, you can use it to your advantage by leveraging financing from your bank or suppliers and reducing the amount of cash you have to put into your business.
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