Consolidating and refinancing federal student loans
Especially so when you have your loans scattered between different student loan servicers.It's not unheard of for graduates to end up with 5-6 different student loans, sometimes at different loan companies.
And if you miss one, you could end up harming your credit score.This could also mean you won't qualify for student loan forgiveness programs such as PSLF. Consolidating your student loans could end up costing you more over the life of the loan if you forget a couple of things.Immediately at consolidation, your new consolidation loan will be essentially equal to the sum of all your existing loans.Student Loan Refinancing: This involves getting a private loan to replace some (or all) of your existing student loans.You can consolidate Federal loans, but you cannot consolidate private loans.
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