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Term Insurance Term insurance is a kind of temporary insurance that would provide a death benefit for a certain period of time. Term insurance is not as costly as permanent insurance.
Such policies are known as term insurance policies.
However, having a life insurance policy does not mean that you will get life cover for all kinds of deaths.
Policy owner and the insured person Do keep in mind that the insured and the policy owner can be the same person or two different persons depending on the situation.
Further, the insurance premiums vary from person to person depending on his or her age, smoking habits, medical history, driving record, job profile and other things.
Taxation Taxation in the context of insurance is a complicated matter especially when you think of it from a global perspective.
The insurer may get the matter investigated if it finds any kind of discrepancy in the claim or the cause of death of the insured person.